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Health Insurance: Top Basic Facts and Advantages and Disadvantages

With medical costs on the rise, the need for health insurance is now a financial reality for many people. Health insurance is the primary means by which most consumers pay for medical and hospital expenses. There are two types of health insurance: public (Medicare and Medicaid) and private (private health insurance). There are significant differences between a health managed organization (HMO) plan and a preferred provider organization (PPO) plan in the category of private health insurance. There will be benefits…

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Working and Medicare – 2 Questions to Consider When Thinking About Enrolling into Medicare While You Are Employed

Many people are still working well past the typical retirement age. Due to medical advancements, people are living longer than ever. If you are still working, and you are about to turn Medicare age, there are things you need to know.  If you turn 65 and you can enroll into Medicare, the path isn’t always clear. Just because you can, doesn’t mean you should. Depending on your situation, enrolling into Medicare can be helpful or unnecessary.  For example, if you…

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The ABC’s of Medicare: An Easy Overview of Medicare, Plan Types and Benefits

What is Medicare? Medicare is such a broad topic that I can get very technical, but for the sake of simplicity, I will mention the parts I speak to consumers about daily. Medicare is a federal health insurance program. If you have a red, white, and blue Medicare paper card, by itself, it is known as “Original Medicare.” Original Medicare consists of Part A and Part B. We will cover what these are below. It is partially funded by the…

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Medicare and Job Loss: The top two things to know

“If uncertainty is unacceptable to you, it turns into fear. If it is perfectly acceptable, it turns into increased aliveness, alertness, and creativity.” — Eckhart Tolle COVID-19 turned the world upside down for the majority of us. After 10 years of being a licensed broker, I’ve never witnessed this many Medicare eligibles losing their jobs at once. Most of the calls to my office lately have been by people who have been laid off after devoting years to their companies.…

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Testimonials

I would be bereft if I didn’t send an official ‘Thank You’ for both of you coming to my home this morning to visit with me and to clarify what, to me, is an extremely confusing process. Not only did you both make it VERY non-confusing, but you made me feel better by just being here to help. I hope that you get more appreciation than I dare to believe you probably don’t; but, officially, from me:  you get a…

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My Medicare Plan Advisor

My Medicare Plan Advisor is an insurance broker company that specializes in providing people who are 64.5+, people nearing retirement, seniors, and people with disabilities personalized Medicare plans and no-cost Medicare Plan consultations to Medicare recipients in California, Oregon and Washington. We have many years of experience in providing advice in Medicare Advantage/ Part C plans, Supplement/Medi-gap, Prescription Drug plans/Part D, and Dental plans. There is no need to settle for mediocre health care as we are here to help find the right plan for you.

Testimonials
I would be bereft if I didn’t send an official ‘Thank You’ for both of you coming to my home this morning to visit with me and to clarify what, to me, is an extremely confusing process. Not only did you both make it VERY non-confusing, but you made me feel better by just being here to help. I hope that you get more appreciation than I dare to believe you probably don’t; but, officially, from me:  you get a BIG THANK YOU! Thank you for your kindness, knowledge and just all around helpfu… Read more
Chris F.